Community Financial Credit Union

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In order to get started, select an account that works for you.

Primary Savings
A Primary Savings Account for Adults (non-students) 18+
  • Only $5 to open
  • $100 minimum balance to earn dividends and avoid a monthly maintenance fee
  • Can be setup as overdraft protection for your checking account
  • $3 monthly fee waived for students up to the age of 23 and based on Member Reward Club status
Student Club Savings Account
A Student Club Savings Account for student members ages 13-23.
  • Only $5 to open.
  • Free to members age 23 and under.
  • No minimum to earn dividends.  No Fees.
  • Can be used as overdraft protection for your CloseEnuff Checking account.
CloseEnuff Checking
We're checking the boxes! All free, no fee!
  • Only $5 to open
  • No minimum balance requirements and no monthly fees
  • No debit or ATM card fees
  • No direct deposit requirements
High Yield Savings
A place for savers! Reach your savings goals faster with 10% APY on the first $1,000!
  • Only $5 to open
  • No minimum balance to earn dividends and no monthly fees
  • Can be setup as overdraft protection for your checking account
  • 0.10% on balances over $1,000
Money Market
Keep your funds growing and your dreams going! The sum you save is accessible anytime.
  • $2,000+ needed to open the account and earn dividends
  • No monthly fees
  • Can be setup as overdraft protection for your checking account
  • Rates are tiered based on daily balance
  • Dividends are compounded daily and earned monthly. Daily dividend rate is calculated based on daily balances.
One Pride Certificate
Our one-of-a-kind One Pride CD has a starting base rate of 1.99% that bumps up by 0.25% for every game when the Detroit Lions score the first touchdown. Cheer on your team and your rate!
  • Only $100 to open
  • Rate bumps are based on the first touchdown of each season game. Rate bumps will take effect the following business day.
  • See the Lions season schedule for a complete list of potential rate bump dates
Certificate of Deposit
Our CDs stand for Continuing Dreams! We offer different terms and rates to help keep raising your savings.
  • Only $100 to open
  • Bonus Rates up to .20% on regular certificates for members in our Reward Clubs
180 Day Certificate
Holiday Club
Start saving for the season of giving!
  • Only $5 to open
  • Funds in the account will be transferred to the basic savings on November 1st of each year
  • No minimum balance needed to earn dividends and no monthly fees
Alternate Savings
Separate some savings for your short- and long-term dreams, from a quick trip to a forever home!
  • Only $5 to open
  • $100 minimum balance to earn dividends and avoid a monthly maintenance fee
  • Can be setup as overdraft protection for your checking account
  • $3 monthly fee waived for students up to the age of 23 and based on Member Rewards Club status
90 Day Certificate Special
Our CDs stand for Continuing Dreams! We offer different terms and rates to help keep raising your savings.
  • Only $100 to open
  • Wire transfer fees up to $50 will be waived
  • Dividends compound and are paid quarterly
8 Month Special Certificate
Our CDs stand for Continuing Dreams!  We offer different terms and rates to help keep raising your savings.
  • Only $100 to open
  • Wire transfer fees up to $50 will be waived!
  • Dividends compound and are paid quarterly