Community Financial Credit Union

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In order to get started, select an account that works for you.

Primary Savings
A Primary Savings Account for Adults (non-students) 18+
  • Only $5 to open
  • $100 minimum balance to earn dividends and avoid a monthly maintenance fee
  • Can be setup as overdraft protection for your checking account
  • $3 monthly fee waived for students up to the age of 23 and based on Member Reward Club status
Student Club Savings Account
A Student Club Savings Account for student members ages 13-23.
  • Only $5 to open.
  • Free to members age 23 and under.
  • No minimum to earn dividends.  No Fees.
  • Can be used as overdraft protection for your CloseEnuff Checking account.
CloseEnuff Checking
We're checking the boxes! All free, no fee!
  • Only $5 to open
  • No minimum balance requirements and no monthly fees
  • No debit or ATM card fees
  • No direct deposit requirements
High Yield Savings
A place for savers! Reach your savings goals faster with 10% APY on the first $1,000!
  • Only $5 to open
  • No minimum balance to earn dividends and no monthly fees
  • Can be setup as overdraft protection for your checking account
  • 0.10% on balances over $1,000
Money Market
Keep your funds growing and your dreams going! The sum you save is accessible anytime.
  • $2,000+ needed to open the account and earn dividends
  • No monthly fees
  • Can be setup as overdraft protection for your checking account
  • Rates are tiered based on daily balance
  • Dividends are compounded daily and earned monthly. Daily dividend rate is calculated based on daily balances.
One Pride Certificate
Our one-of-a-kind One Pride CD has a starting base rate of 1.99% that bumps up by 0.25% for every game when the Detroit Lions score the first touchdown. Cheer on your team and your rate!
  • Only $100 to open
  • Rate bumps are based on the first touchdown of each season game. Rate bumps will take effect the following business day.
  • See the Lions season schedule for a complete list of potential rate bump dates
13 Month Special Certificate
Our CDs stand for Continuing Dreams! We offer different terms and rates to help keep raising your savings.
  • Only $100 to open
  • Wire transfer fees up to $50 will be waived
  • Dividends compound and are paid quarterly
Certificate of Deposit
Our CDs stand for Continuing Dreams! We offer different terms and rates to help keep raising your savings.
  • Only $100 to open
  • Bonus Rates up to .20% on regular certificates for members in our Reward Clubs
90 Day Certificate
Holiday Club
Start saving for the season of giving!
  • Only $5 to open
  • Funds in the account will be transferred to the basic savings on November 1st of each year
  • No minimum balance needed to earn dividends and no monthly fees
Alternate Savings
Separate some savings for your short- and long-term dreams, from a quick trip to a forever home!
  • Only $5 to open
  • $100 minimum balance to earn dividends and avoid a monthly maintenance fee
  • Can be setup as overdraft protection for your checking account
  • $3 monthly fee waived for students up to the age of 23 and based on Member Rewards Club status
4 Month Certificate Special
Our CDs stand for Continuing Dreams! We offer different terms and rates to help keep raising your savings.
  • Only $100 to open
  • Wire transfer fees up to $50 will be waived
  • Dividends compound and are paid quarterly