Community Financial Credit Union

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In order to get started, select an account that works for you.

Primary Savings
Got five? Just five bucks will get you a primary savings account and Community Financial Credit Union membership!
  • Only $5 to open
  • $100 minimum balance to earn dividends and avoid a monthly maintenance fee
  • $3 monthly fee waived for Kids and Teens up to the age of 23 or based on Member Reward Club status
  • Can be set up as overdraft protection for your checking account
CloseEnuff Checking
We're checking the boxes! All free, no fee!
  • Available for Teens 13 and older
  • Only $5 to open
  • No minimum balance requirements and no monthly fees
  • No debit or ATM card fees
  • No direct deposit requirements
High Yield Savings
A place for savers! Reach your savings goals faster with 10% APY on the first $1,000!
  • Only $5 to open
  • No minimum balance to earn dividends and no monthly fees
  • Can be set up as overdraft protection for your checking account
  • 0.10% on balances over $1,000
Money Market
Keep your funds growing and your dreams going! The sum you save is accessible anytime.
  • $2,000+ needed to open the account and earn dividends
  • No monthly fees
  • Can be set up as overdraft protection for your checking account
  • Rates are tiered based on daily balance
  • Dividends are compounded daily and earned monthly. Daily dividend rate is calculated based on daily balances
Certificate of Deposit
Our CDs stand for Continuing Dreams! We offer different terms and rates to help keep raising your savings.
  • Only $100 to open
  • Bonus Rates up to .20% on regular certificates for members in our Reward Clubs
90 Day Certificate
Holiday Club
Start saving for the season of giving!
  • Only $5 to open
  • Funds in the account will be transferred to the Primary Savings on November 1st of each year
  • No minimum balance to earn dividends and no monthly fees
Alternate Savings
Separate some savings for your short- and long-term dreams, from a quick trip to a forever home!
  • Only $5 to open
  • $100 minimum balance to earn dividends and avoid a monthly maintenance fee
  • $3 monthly fee waived for Kids and Teens up to the age of 23 or based on Member Rewards Club status
  • Can be set up as overdraft protection for your checking account
8 Month Special Certificate - Without Direct Deposit
Our CDs stand for Continuing Dreams!  We offer different terms and rates to help keep raising your savings.
  • Only $100 to open
  • Wire transfer fees up to $50 will be waived!
  • Dividends compound and are paid quarterly
23 Month Certificate Special
Our CDs stand for Continuing Dreams! We offer different terms and rates to help keep raising your savings.
  • Only $100 to open
  • Wire transfer fees up to $50 will be waived
  • Dividends compound and are paid quarterly
8 Month Certificate Special - With Direct Deposit to Checking
The higher rate is offered only if you have monthly direct deposits of $100 or more to your CFCU checking account.  If direct deposits are not maintained then rate drops to 3.46% (3.50% APY).
  • Only $100 to open
  • Wire transfer fees up to $50 will be waived!
  • Dividends compound and are paid quarterly